Credium
Debt Recovery Platform for Modern Agencies

The Operating System for Debt Recovery

One multi-tenant platform to onboard agencies, empower collectors, automate compliance, and give consumers a self-service portal β€” built to run recovery operations at institutional scale.

Portfolio Overview

Updated hourly

-32%

Total Recovered

$128,450

Bank-Level Security
PCI-DSS Level 1
FDCPA & Reg F Ready
GDPR & CCPA Ready
TRUSTED
Platform

Everything Your Recovery Operation Needs

Purpose-built infrastructure for agencies managing multiple clients, jurisdictions, and compliance regimes at once.

Multi-Tenant Architecture

Onboard unlimited agency clients on isolated or shared databases, each with their own branding, compliance rules, and collector teams.

Security & Compliance Infrastructure

Rate limiting, IP allowlisting, session controls, geo-fencing, and full audit logging β€” configurable per tenant, enforced platform-wide.

Collector Productivity Tools

A prioritized recovery queue, debtor search, and account workspace that surfaces the highest-priority accounts automatically.

Real-Time Portfolio Analytics

Recovery rate, outstanding balance, and collector performance β€” live, not batch-reported at month end.

Debtor Self-Service Portal

Payment plans, settlements, dispute filing, and bankruptcy notices β€” reducing inbound call volume for your team.

Configurable Compliance

Per-tenant contact-window enforcement, disclosure logging, and regulatory badges that adapt to each client's jurisdiction.

Solutions

Built for Every Stakeholder in Your Recovery Chain

Admin Control Center & Agency Operations

Super-admins provision and manage every tenant agency from one console, while each agency's own member staff run their day-to-day portfolio, collectors, disputes, and settlements independently.

Platform-Wide Tenant Management
Independent Agency Workspaces

Debtor Self-Service

A branded portal where consumers can log in, view their balance, set up a payment plan, negotiate a settlement, or file a dispute β€” without ever calling in.

See how it works

A Collector Workspace That Prioritizes Itself

Legal and overdue accounts surface first, automatically β€” so your team spends time working the highest-value accounts instead of triaging spreadsheets.

Prioritized Recovery Queue

Auto-sorted by status and balance, refreshed in real time.

Instant Debtor Search

Find any account by name, email, or account ID in seconds.

How It Works

Live in Days, Not Months

A guided onboarding path from first login to a fully operational recovery team.

01

Onboard Your Agency

Set up your tenant workspace, branding, and database architecture in a guided wizard.

02

Configure Compliance

Set contact windows, geo-fencing, and jurisdiction-specific regulatory settings.

03

Import Your Portfolio

Bulk-import debtor accounts via CSV, mapped to your existing fields.

04

Go Live

Activate collector and debtor portals β€” recovery operations start the same day.

Ready to Modernize Your Recovery Operations?

Talk to our team about migrating your portfolio and going live on a compliant, multi-tenant recovery platform.